What is your birthday?

What is your marital status?
How many children do you have?

Are you retired?
You might be retired and still working. We will ask you about that shortly.
At what age do you expect to retire?
Please give us your best estimate.
At what age did you retire?
Are you currently working?
Are you self-employed?
What would you say are some of the top priorities and focus of your life currently?
Select as many as you like

Learning or taking classes

Taking care of my family
Charitable giving or volunteering

Resting and relaxing

Traveling for pleasure

Fitness and health

My career and work

Active hobbies
During the course of our lives, we all experience certain events, or life stages, that re-shape our priorities and financial needs.
In this survey we will explore some of the events and life stages that you are now experiencing or are preparing for.
Which of the following events or life stages are you currently experiencing, about to experience, or are preparing for?
Select as many as you like

I am married, living with a partner, or anticipate getting married soon
Marriage

I am saving and preparing for retirement, or am already retired
Retirement

I am a parent, or am expecting a child
Parenthood

I am a grandparent or am expecting a grandchild
Grandparenthood

My children have moved out or will empty nest soon
Empty Nesting

I am currently or expecting to be a caregiver for a family member
Caregiving
You haven't selected any life stages to explore. If none of these life stages apply to you, we will ask you a few questions about your financial advice priorities.
Would you like to go back and select life stages to explore, or continue to the final section of this survey?

In this section we will explore how you and your spouse or partner work together and communicate about your life and financial expectations.
How long have you been married?
Are you expecting to get married?
Congratulations! When do you expect to get married?
Which of the following expenses related to your marriage do you anticipate?
Select as many as you like

Wedding and honeymoon expenses

Purchasing a new home

Paying higher rent or mortgage

Household furnishing expenses

Higher lifestyle and entertainment expenses

Quick Facts
The average wedding costs $33,391.
Source: The Knot Real Weddings Study, 2017

Talking about money isn't always easy, but good communication on money matters can help spouses/partners avoid misunderstandings and prepare better for their financial goals.
In the next few questions we will explore where you communicate well, and where there might be areas for improvement.
Have you discussed and made decisions on the following topics with your spouse or partner?
Select as many as you like
How we manage the family budget
How much debt we have and are willing to have
How to best manage our insurance needs
Inheritance and estate planning
Charitable giving
How we prepare for retirement
Our life goals and future major expenses
Our investment strategy
Have you discussed and made decisions on the following topics with your spouse or partner?
Select as many as you like
How we manage the family budget
How much debt we have and are willing to have
How to best manage our insurance needs
Inheritance and estate planning
Charitable giving
How we prepare for retirement
Our life goals and future major expenses
Our investment strategy
None of the above
In what areas would you most like to improve how you and your spouse/partner discuss and manage your finances?
Select as many as you like
Spending
Investing
Insurance
Debt
Life and financial goals
Retirement
Inheritance and estate planning
None of the above
Overall, how well do you think you and your spouse/partner communicate about money and financial issues?
Needs a lot of improvement
Couldn't be better!
Between you and your spouse/partner, who generally makes major financial and investing decisions?
Is there anything else you would like to discuss regarding how you and your spouse/partner can better manage financial decisions?
Thank you! You have completed the Marriage Life Stage section. We will now move on to your next section.

In this section we will explore what is most important to you as a parent, and how to prepare for parenthood in the years ahead.
How many children do you have who are...
Babies or toddlers
Young school age children
Going to college soon
In college or university
Adult children
Are you expecting a new child?
Overall, how do you feel about parenthood?
Select as many as you like
Excited
Proud
Happy
Overwhelmed
Exhausted
Financially stressed
None of the above
What future parenthood costs and expenses do you anticipate?
Select as many as you like
Moving to a new home or remodeling to accommodate my growing family
Taking time off from work to care for children
Childcare expenses
Education expenses
Wedding expenses
Financially supporting my children when they are adults
None of the above
How financially prepared do you feel for parenthood?
Not at all prepared
Extremely prepared
Which of the following steps have you taken to prepare for parenthood?
Select as many as you like
Purchased life insurance
Saved for education expenses
Created or updated my will
Created or updated my living will
Created a budget for expenses of raising a child
Purchased disability insurance
None of the above

Quick Facts
The cost for a middle-income family to raise a child through the age of 17 is $233,610. Housing (29 percent) and food (18 percent) account for the largest share, followed by education (16 percent), transportation (15 percent), and health care (9 percent).
Source: U.S. Department of Agriculture, Expenditures on Children by Families, 2015
Do you have a child with special needs?
Are any of your adult children living with you?
Have you assessed how future parenthood expenses might impact your financial preparation or retirement plan?
How important is it to you to share with your children...
The importance of philanthropy and giving back
Not at all important
Extremely important
How important is it to you to share with your children...
How to manage money wisely
Not at all important
Extremely important
How important is it to you to share with your children...
My values and ethics
Not at all important
Extremely important
How important is it to you to share with your children...
Religious and spiritual values
Not at all important
Extremely important
How important is it to you to share with your children...
Family traditions and history
Not at all important
Extremely important
How important is it to you to share with your children...
How to have a successful career
Not at all important
Extremely important
Have you had a comprehensive discussion with your children about any inheritance you anticipate leaving them?
Is there anything else about parenthood you would like to discuss or share?
Thank you! You have completed the Parenthood Life Stage section. We will now go to your next section.

Empty nesting can be emotionally challenging, but it can also be a time of newfound freedoms. Empty nesting also introduces new life and financial decisions.
In this section we will explore what empty nesting means to you and how to prepare for this stage of life.
Have you empty nested?
How long ago did you empty nest?
In how many years do you expect all your
children to empty nest?
Which of the following describe how you feel about
empty nesting?
Select as many as you like