Research the type of work you would find most rewarding. When graduating from school, many of us had career counselors, parents, and other resources to help us figure out our potential career paths. Deciding your potential retirement career paths is an opportunity for perhaps even more exploration and creativity.  You might start by asking yourself what your greatest passions are. What times in your career have you been most happy and motivated? Is there a passion or dream from your younger years you might make a reality through a retirement career? Is there a hobby that might become your next career? Expanding your business network, taking classes, volunteering or working part-time in a field related to work you may want to do, as well as talking with other working retirees to better understand paths they took toward a fulfilling retirement career, can also be helpful next steps.

Upgrade your skills through classes or training. The workplace is evolving faster than ever. Succeeding in your retirement career may require upgrading or refreshing your skills and capabilities, especially if you have  taken a break from work. Many local universities and community schools offer adult classes in everything from management to technology. Online courses and resources can also help you re-gear for work in retirement.

Talk with family about balancing time in retirement. Your family may have different expectations regarding how work and leisure will be distributed during your retirement years. Having a conversation early will help you share priorities and plan effectively.

Talk with a pre-retirement employer about retirement work options. Your employer may have opportunities for continued work you find more motivating, or to work on a more flexible basis, such as phased retirement, part-time or seasonal work, sabbaticals, and mentorship positions.

Estimate how income from working might affect your retirement plan. Continued work can play an important role in bolstering your nest egg, delaying drawing down on your savings, and reducing the amount you need to save for retirement. However, consider that health challenges—yours or a loved one’s—could force you to stop working earlier than you might anticipate.

Assess how working in retirement might affect your Social Security, Medicare, and other benefits. Some benefits may be reduced or delayed due to employment income.